π©» The Road Less Taken π©»
Two Roads. One Future. Choose Wisely.
To Smart Investors,
As of December 7, 2024, my active investments have generated a cumulative return of 372%, year-to-date.
I started this Substack in April, and I now have over 500,000 active subscribers.
This is the fastest-growing financial newsletter in the world.
Iβm getting over 15 million monthly reads with over 50% email open rate.
These are major newspaper-level-numbers.
My mission: To show you how I generate profit in the U.S. stock market.
This is a place where I build and share the tools I use to achieve that.
Here is what a paid subscription offers:
The True Price TradingView Indicator. Itβs, by far, the best TradingView indicator on the market.
I have 2 Substacks. This one and β my daily Anti-Clickbait Newsletter.
π£ You can lock in at the crazy price of $1/month or $10/year β SECRET LINK for the Anti-Clickbait Newsletter. π£For the last few months, I have consistently posted news summaries, daily market changes, and podcasts for free, and we have crossed 10,000 daily reads on every email sent. I spend 2 hours every day to create that newsletter. I havenβt missed a single day, even when I was sick.
Annual price == 2 coffees at Starbucks.OK, so what else are you getting here, at The Signals Doctor?
The Telegram Signals Channel take a look at this too β $5k in 3 days.
The 20-lesson University-level Hardcore Finance Course. The first 2 lessons are free. The rest will be only available to paying customers. This course is based on the material I taught during my PhD in Applied Mathematics.
The TradingView True Price Indicator, which is 90% accurate in predicting trend reversals. (Go here to sign up now for TradingView with a MASSIVE discount)
A future game-changing SaaS product (early 2025)
The Indicator will be in constant development, and these are just some things that Iβm planning for the near future:
Shorting (although I donβt recommend it)
Sending automatic signals to brokers supported by TradingView, like Interactive Brokers
MT4 support through a webhook
Strategy for backtesting
Improving the algorithm even more to detect dips and chop better
Since I posted them, myΒ FoS25Β andΒ FoS75Β stock portfolios have significantly outperformed QQQ and SPYΒ while not including the Magnificent 7 in their assets. Only the FoS75 has Apple in its portfolio, but thatβs only 1.33% of the portfolio. Because AAPL 0.00%β canβt fail (Iβm half-joking).
At this point,Β almost 40% of the S&P500βs market capitalΒ is composed of the so-called Magnificent 7 companies: Alphabet (GOOGL; GOOG), Amazon (AMZN), Apple (AAPL), Meta Platforms (META), Microsoft (MSFT), NVIDIA (NVDA), and Tesla (TSLA).
These massively overvalued companies will likely be obliterated during a true recession becauseΒ they produce mostly non-essential goods or servicesβexcept maybe for Apple, but thatβs a story for another article.
What Am I Doing Here?
I teach the lessons I learned while working on Wall Street, craft financial portfolios, and create products related to the US Stock Market, Generational Wealth, Legally Reducing Your Taxes, and The Pursuit of Happiness.
I am in this for the long run.
If you want to check out the previews of my best content, take a look at these:
Why You Should Listen to Me:
I know a bit about investingβI should know, having managed over $6B in assets at one of the top High-Frequency Trading firms on Wall Street, πππ ππ¨π₯ππ’π§π π¬.
At the same time, I am a quant trader.
I have a PhD from MIT in Applied Mathematics and have worked extensively in AI, explicitly forecasting events and trends, for the last 15 years.
I specialize in Python financial programming.
I am fully committed to this Substack because Iβm passionate about US Stocks.
The Most Important Part:
I have been lucky enough to be able to buy an NVIDIA DGX B200 AI Supercomputer for over $500,000 to create something groundbreaking that will be released before the end of November 2024:
It is the best, by far, TradingView stock analysis Indicator in the world.
It will provide you with 99% of the power that financial institutions on Wall Street have regarding technical analysis,Β using the tools they employ to achieve over 200% annual gains.
The free version of TradingView allows you toΒ use it with a 15-minute delay, but you can also sign up nowΒ for aΒ premium subscription with a 70% discount on Black Friday.
Every product I release on Substack, past, present, and future, will always be included in every type of subscription.
My Story and Philosophy (Boooring):
I am 38 and retired two years ago.
I have four kids, ages 9, 5, and 2(twins).
Hereβs some perspective from someone whoβs seen both sides of life.
Retirement isnβt the answer.
Retirement isnβt happiness.
Money isnβt happinessβI should know, having managed over $6B in assets at one of the top High-Frequency Trading firms on Wall Street, πππ ππ¨π₯ππ’π§π π¬.
At the same time, I am a trader.
I have a PhD from MIT in Applied Mathematics and have worked extensively in AI, explicitly forecasting events and trends, for the last 15 years. I specialize in Python financial programming.
I firmly believe that money is purely a tool for achieving freedom.
I donβt own a sports car because thatβs not one of my interests. Suppose itβs yours, then OK. But do with your life what you truly want to. Donβt buy a yacht because every rich person is supposed to own a yacht.
Your goal should be to achieve freedom as soon as possible toΒ maximize happiness,Β as our time here is limited.
Everyone repeats that, but almost nobody follows through.
Money and power can also corrupt people easily. Lifestyle creep is real.
I wish money didnβt exist, but it does. So we have to play the game.
When it comes to investing for most people, nothing is more accurate to me than this short video:
Depending on your risk tolerance, interests, and skills:
You invest in ETFs
You actively trade stocks
Or you create businesses
Life isnβt linear or a journey with a singular destination.
Approach life like a musician playing a song.
Or, better, itβs like jamming music with a band. If the goal were to get to the end of the music the fastest, it would just be one crashing bang.
No musician βworksβ or βtasksβ a song. They play it. You canβt put a song in a Kanban template. Play life like the musicians play the songs.
Kids are the highs and the lows. The song takes you out of yourself and to unexpected places. There is no monetary equivalent for this experience... Nope.
Maybe kids arenβt meant for you, and that is perfectly fine as well... just PLAY your fucking song.
Iβve found immense joy in fatherhood with four young children, but I respect that everyoneβs path is different.
On a ride to nowhere, we constantly deceive ourselves and find comfort in various ways, creating the illusion that life can be navigated with a predictable roadmap.
I did all the crazy stuff in my 20s and wouldnβt do it any other way.
As I navigate aΒ complex and rapidly progressing autoimmune disorder,Β Iβve learned toΒ appreciate each moment even more.
As a Zen Master ordained by Bernie Glassman and a proponent of conscious capitalism, Iβve found that true fulfillment comes from balance and mindfulness.
I currently work 2 hours a day and spend the rest of my time with family, reading, painting, or sitting in the park with my dog.
I dance Salsa and hike when my aching body allows.
I believe happiness is an adventure worth pursuing!
Embrace every moment as you explore because growth comes from this journey.
Often, the joy you seek is right in front of you.
These lessons canβt be learned from books; they must be lived.
For me, theΒ simple thingsΒ bringΒ the greatest joyβa hug from my kids, time spent with my wifeβthe loves of my life, a brush stroke, a certain color on the canvas, or a modal chord on the piano.
If I woke up and found myself in my 20s again, here's what Iβd do: If life felt comfortable, Iβd blow it up and take the road less taken.
One time I literally got sucker punched straight to the jaw, sharp and jarring. After I recovered, I just grinned like a fool.
Lifeβs a wild ride, and this was just another drop. I got up, shook it off, and kept going, knowing every hit was a part of the gift.
Most people donβt ACTUALLY realize that they are going to die.
I have a theory that is one of the biggest problems in our society.
But when you realize that, it changes everything.
As Seneca noted in βOn the Shortness of Lifeβ:
It is not that we have a short time to live, but that we waste a lot of it. Life is long enough, and a sufficiently generous amount has been given to us for the highest achievements if it were all well invested. But when it is wasted in heedless luxury and spent on no good activity, we are forced at last by death's final constraint to realize that it has passed away before we knew it was passing.
Embrace lifeβs journey, with all its unexpected twists and turns, high and low moments. Play it with all your effort.
Donβt drink.
Donβt smoke.
Donβt do drugs.
Sleep 8+ hours/night.
Get some sun and go on walks every day.
Eat good food.
No extreme diets.
No extremes, in general.
No stupid shit, in general.
No cults of personality.
Donβt be a follower.
Be a leader.
Spend time with your family.
Take care of your friends.
Donate to charity. (My recent donation)
Volunteer.
Iβm 99% certain you wonβt need antidepressants if you follow the above advice.
Question everything, including me.
This is all I have to tell anyone about what I learned inΒ the last 20 years of my quite intense and unusual life.
God Bless,
Jack Roshi, MIT PhD